{
 "as_of": "2026-10-22",
 "latest": {
  "myga": {
   "myga_carriers": 4,
   "myga_sheets": "athene@2026-10-14;delaware@2026-10-06;massmutual@2026-10-05;nyl@2026-10-12",
   "myga_src": "rates.json",
   "myga3": "5.75",
   "myga3_issuer": "Athene MaxRate",
   "myga3_effective": "2026-10-14",
   "myga5": "6.05",
   "myga5_issuer": "Athene MaxRate",
   "myga5_effective": "2026-10-14",
   "myga7": "6.15",
   "myga7_issuer": "Athene MaxRate",
   "myga7_effective": "2026-10-14"
  },
  "cd5_low": "4.70",
  "cd5_high": "5.00",
  "cd5_asof": "2026-10-18",
  "cd5_source": "Bankrate and populardirect.com 5-year CD tables (retrieved 10/18/2026)",
  "cd5_url": "https://www.bankrate.com/banking/cds/best-5-year-cd-rates/",
  "ust3": "4.82",
  "ust5": "4.89",
  "ust7": "4.98",
  "ust_date": "2026-10-16"
 },
 "rows": [
  {
   "week_ending": "2026-01-02",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.55",
   "ust5": "3.74",
   "ust7": "3.95",
   "ust_date": "2026-01-02",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-01-09",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.59",
   "ust5": "3.75",
   "ust7": "3.95",
   "ust_date": "2026-01-09",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-01-16",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.67",
   "ust5": "3.82",
   "ust7": "4.02",
   "ust_date": "2026-01-16",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-01-23",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.67",
   "ust5": "3.84",
   "ust7": "4.03",
   "ust_date": "2026-01-23",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-01-30",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.60",
   "ust5": "3.79",
   "ust7": "4.01",
   "ust_date": "2026-01-30",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-02-06",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.57",
   "ust5": "3.76",
   "ust7": "3.98",
   "ust_date": "2026-02-06",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-02-13",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.43",
   "ust5": "3.61",
   "ust7": "3.81",
   "ust_date": "2026-02-13",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-02-20",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.50",
   "ust5": "3.65",
   "ust7": "3.85",
   "ust_date": "2026-02-20",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-02-27",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.39",
   "ust5": "3.51",
   "ust7": "3.72",
   "ust_date": "2026-02-27",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-03-06",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.59",
   "ust5": "3.72",
   "ust7": "3.93",
   "ust_date": "2026-03-06",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-03-13",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.74",
   "ust5": "3.87",
   "ust7": "4.07",
   "ust_date": "2026-03-13",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-03-20",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.90",
   "ust5": "4.01",
   "ust7": "4.20",
   "ust_date": "2026-03-20",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-03-27",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.94",
   "ust5": "4.06",
   "ust7": "4.25",
   "ust_date": "2026-03-27",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-04-03",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.88",
   "ust5": "3.99",
   "ust7": "4.17",
   "ust_date": "2026-04-03",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-04-10",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.80",
   "ust5": "3.94",
   "ust7": "4.12",
   "ust_date": "2026-04-10",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-04-17",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.72",
   "ust5": "3.84",
   "ust7": "4.04",
   "ust_date": "2026-04-17",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-04-24",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.80",
   "ust5": "3.92",
   "ust7": "4.10",
   "ust_date": "2026-04-24",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-05-01",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.91",
   "ust5": "4.02",
   "ust7": "4.20",
   "ust_date": "2026-05-01",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-05-08",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "3.92",
   "ust5": "4.02",
   "ust7": "4.19",
   "ust_date": "2026-05-08",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-05-15",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.14",
   "ust5": "4.26",
   "ust7": "4.43",
   "ust_date": "2026-05-15",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-05-22",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.18",
   "ust5": "4.27",
   "ust7": "4.41",
   "ust_date": "2026-05-22",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-05-29",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.06",
   "ust5": "4.13",
   "ust7": "4.27",
   "ust_date": "2026-05-29",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-06-05",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.22",
   "ust5": "4.29",
   "ust7": "4.41",
   "ust_date": "2026-06-05",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-06-12",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.12",
   "ust5": "4.21",
   "ust7": "4.34",
   "ust_date": "2026-06-12",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-06-19",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.19",
   "ust5": "4.23",
   "ust7": "4.34",
   "ust_date": "2026-06-18",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-06-26",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.09",
   "ust5": "4.12",
   "ust7": "4.23",
   "ust_date": "2026-06-26",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-07-03",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.16",
   "ust5": "4.23",
   "ust7": "4.35",
   "ust_date": "2026-07-02",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-07-10",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.22",
   "ust5": "4.30",
   "ust7": "4.42",
   "ust_date": "2026-07-10",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-07-17",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.21",
   "ust5": "4.28",
   "ust7": "4.40",
   "ust_date": "2026-07-17",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-07-24",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.36",
   "ust5": "4.43",
   "ust7": "4.55",
   "ust_date": "2026-07-24",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-07-31",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.34",
   "ust5": "4.45",
   "ust7": "4.59",
   "ust_date": "2026-07-31",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-08-07",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.25",
   "ust5": "4.35",
   "ust7": "4.49",
   "ust_date": "2026-08-07",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-08-14",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.24",
   "ust5": "4.36",
   "ust7": "4.51",
   "ust_date": "2026-08-14",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-08-21",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.31",
   "ust5": "4.43",
   "ust7": "4.57",
   "ust_date": "2026-08-21",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-08-28",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.41",
   "ust5": "4.48",
   "ust7": "4.59",
   "ust_date": "2026-08-28",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-09-04",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.45",
   "ust5": "4.54",
   "ust7": "4.65",
   "ust_date": "2026-09-04",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-09-11",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.69",
   "ust5": "4.78",
   "ust7": "4.87",
   "ust_date": "2026-09-11",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-09-18",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "",
   "cd5_top_high": "",
   "cd5_as_of": "",
   "cd5_source_file": "",
   "ust3": "4.83",
   "ust5": "4.86",
   "ust7": "4.93",
   "ust_date": "2026-09-18",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot;cd_gap_no_dated_source"
  },
  {
   "week_ending": "2026-09-25",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "4.35",
   "cd5_top_high": "4.50",
   "cd5_as_of": "2026-09-24",
   "cd5_source_file": "rates.json.bak-cleanup-20261015",
   "ust3": "4.94",
   "ust5": "4.98",
   "ust7": "5.06",
   "ust_date": "2026-09-25",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot"
  },
  {
   "week_ending": "2026-10-02",
   "myga3_top": "",
   "myga3_issuer": "",
   "myga3_sheet_effective": "",
   "myga5_top": "",
   "myga5_issuer": "",
   "myga5_sheet_effective": "",
   "myga7_top": "",
   "myga7_issuer": "",
   "myga7_sheet_effective": "",
   "myga_carriers_in_effect": 0,
   "myga_sheets_in_effect": "",
   "myga_source_file": "",
   "cd5_top_low": "4.35",
   "cd5_top_high": "4.50",
   "cd5_as_of": "2026-09-24",
   "cd5_source_file": "rates.json.bak-cleanup-20261015",
   "ust3": "4.96",
   "ust5": "5.06",
   "ust7": "5.17",
   "ust_date": "2026-10-02",
   "spread_myga5_minus_ust5": "",
   "spread_myga5_minus_cd5_top": "",
   "flags": "myga_gap_no_verifiable_public_sheet_snapshot"
  },
  {
   "week_ending": "2026-10-09",
   "myga3_top": "5.65",
   "myga3_issuer": "Athene MaxRate",
   "myga3_sheet_effective": "2026-09-25",
   "myga5_top": "5.95",
   "myga5_issuer": "Delaware Life Pinnacle Plus",
   "myga5_sheet_effective": "2026-10-06",
   "myga7_top": "5.95",
   "myga7_issuer": "Athene MaxRate",
   "myga7_sheet_effective": "2026-09-25",
   "myga_carriers_in_effect": 3,
   "myga_sheets_in_effect": "athene@2026-09-25;delaware@2026-10-06;massmutual@2026-10-05",
   "myga_source_file": "rates.json.bak-cleanup-20261015;rates.json.bak-myga-20261014",
   "cd5_top_low": "4.35",
   "cd5_top_high": "4.50",
   "cd5_as_of": "2026-09-24",
   "cd5_source_file": "rates.json.bak-cleanup-20261015",
   "ust3": "4.89",
   "ust5": "5.02",
   "ust7": "5.13",
   "ust_date": "2026-10-09",
   "spread_myga5_minus_ust5": "0.93",
   "spread_myga5_minus_cd5_top": "1.45",
   "flags": ""
  },
  {
   "week_ending": "2026-10-16",
   "myga3_top": "5.75",
   "myga3_issuer": "Athene MaxRate",
   "myga3_sheet_effective": "2026-10-14",
   "myga5_top": "6.05",
   "myga5_issuer": "Athene MaxRate",
   "myga5_sheet_effective": "2026-10-14",
   "myga7_top": "6.15",
   "myga7_issuer": "Athene MaxRate",
   "myga7_sheet_effective": "2026-10-14",
   "myga_carriers_in_effect": 4,
   "myga_sheets_in_effect": "athene@2026-10-14;delaware@2026-10-06;massmutual@2026-10-05;nyl@2026-10-12",
   "myga_source_file": "rates.json.bak-cleanup-20261015",
   "cd5_top_low": "4.70",
   "cd5_top_high": "5.00",
   "cd5_as_of": "2026-10-14",
   "cd5_source_file": "rates.json.bak-myga-20261015",
   "ust3": "4.82",
   "ust5": "4.89",
   "ust7": "4.98",
   "ust_date": "2026-10-16",
   "spread_myga5_minus_ust5": "1.16",
   "spread_myga5_minus_cd5_top": "1.05",
   "flags": ""
  }
 ],
 "columns": [
  "week_ending",
  "myga3_top",
  "myga3_issuer",
  "myga3_sheet_effective",
  "myga5_top",
  "myga5_issuer",
  "myga5_sheet_effective",
  "myga7_top",
  "myga7_issuer",
  "myga7_sheet_effective",
  "myga_carriers_in_effect",
  "myga_sheets_in_effect",
  "myga_source_file",
  "cd5_top_low",
  "cd5_top_high",
  "cd5_as_of",
  "cd5_source_file",
  "ust3",
  "ust5",
  "ust7",
  "ust_date",
  "spread_myga5_minus_ust5",
  "spread_myga5_minus_cd5_top",
  "flags"
 ],
 "methodology": "https://hansgoldstein.com/myga-rates/rate-index/#methodology",
 "attribution": "Hans Goldstein, hansgoldstein.com/myga-rates/rate-index/"
}