Resources

Free downloads, worksheets, and educational guides, built for retirees and pre-retirees navigating Social Security, taxes, and income planning. No email gate.

Independent guidance from Hans Goldstein, EA

Admitted to practice before the IRS. Licensed insurance producer · NPN 20602398 · No carrier-paid placements or endorsements.

Downloadable PDF Guides

The Complete Social Security Guide (PDF)
Retirement Income Planning Workbook (PDF)
Fixed Index Annuities Explained (PDF)
Life Insurance for Business Owners (PDF)

Free Calculators

Interactive tools for CA tax-optimized planning and retirement income modeling:

Calculator Hub, every tool in one place
SIS vs CRT vs Cash Calculator, California capital-gains optimization
CD vs MYGA Tax-Erosion Calculator
LTC Tax-Leverage Calculator

Blog & Articles

Plain-English breakdowns of common retirement, tax, and income questions, Social Security taxation, Roth conversion timing, IRMAA brackets, annuity products, and more.

Independent Reviews

Carrier-by-carrier scorecards across every major fixed-income product category:

Annuity Reviews · CD Reviews · HYSA Reviews
Treasury Reviews · MMF Reviews · LTC Reviews

Get a second opinion before you sign.

15-minute call. No pressure. An honest read on your situation from a licensed independent producer with no captive-carrier obligations.

Call Hans: 213-414-2808

Hans Goldstein is an Enrolled Agent, admitted to practice before the Internal Revenue Service. Not affiliated with or endorsed by the IRS. General education, not tax or legal advice for your situation.