HANS GOLDSTEIN
Independent · No carrier-paid placements

See what your annuity really pays you, after tax

Within 2 business days you get a one-page review: what it pays now, what it nets after tax, whether it works for RMDs, the surrender and fee facts, and whether a better option exists. If what you have is fine, we’ll tell you.

Review my annuityTalk now: 213-414-2808

Talk now hours: Monday to Friday 9am to 8pm, Saturday 10am to 4pm Pacific.

Instant estimate: what could your annuity money pay you each month?

The monthly range is free. Change the numbers and it updates. The after-tax figure and chart unlock with your first name and email.

Unlock your after-tax number and get your one-page review

First name and email, nothing else. It shows your after-tax figure and chart right here, and starts your review. Contract details are optional after.

I read every one myself and reply within 2 business days. Your email is never sold. See the Privacy Policy. General education, not tax or legal advice for your situation.

How the after-tax figure works. On IRA or 401(k) money, every payment is ordinary income. On non-qualified money, the exclusion ratio treats part of each payment as return of your own cost, so only the rest is taxed until your cost is recovered. Federal tax uses the 2026 brackets and standard deduction, California uses the CA 2025 schedule (latest published), and the figure is the extra tax from this annuity on top of the other income you enter.

Compare SPIA vs income rider vs DIA, after tax: try the calculator

5.0 from 7 Google reviewsGoldstein & Co. LLC, as of October 2026
“Hans was extremely helpful and so knowledgeable about social security and everything related to it plus taking time to help me understand what all I can do. I’m so grateful for his time and info”Therese C., Google review
“Mr. Goldstein is very knowledgeable about retirement and social security. I really appreciate the call I had today to find out more information about retirement.”Penelope M., Google review
“Thank you for the good information, it was very helpful!”Maria V., Google review

Read all reviews on Google (most are from people Hans spoke with about Social Security and retirement)

Hans Goldstein, Enrolled Agent, admitted to practice before the IRS.
Licensed insurance producer, NPN 20602398, California license 4273294. Goldstein & Co. LLC dba Goldstein Insurance Services.

No pressure: if what you have is fine, we’ll tell you.

Commission disclosure. I am a licensed insurance producer. If you decide to buy or move an annuity through me, the insurance company pays me a commission. It is built into the product and does not change what you pay. The review itself has no fee, you are never required to buy, and if what you own is the better fit I will tell you. More on this: who pays the annuity agent commission.
Hans Goldstein · Independent Licensed Insurance Producer · NPN 20602398 · 213-414-2808
Hans Goldstein, CA Insurance License #4273294 · Goldstein & Co. LLC dba Goldstein Insurance Services, CA License #6016830 1401 21st St, Ste R, Sacramento, CA 95811
© 2026 Goldstein & Co. LLC · Privacy · Annuity reviews

Hans Goldstein is an Enrolled Agent, admitted to practice before the Internal Revenue Service. Not affiliated with or endorsed by the IRS. General education, not tax or legal advice for your situation.